Instructions

In this exercise you'll be working with savings accounts. Each year, the balance of your savings account is updated based on its interest rate. The interest rate your bank gives you depends on the amount of money in your account (its balance):

• -3.213% for a negative balance.
• 0.5% for a balance less than 1000 dollars.
• 1.621% for a balance greater than or equal to 1000 dollars and less than 5000 dollars.
• 2.475% for a balance greater than or equal to 5000 dollars.

Each year, before the balance of your savings account is updated, the government allows you to donate a percentage of your money to charity, tax free. Because you're a nice person, if your balance is positive at the end of the year, you donate twice this amount to charities, rounded down to the nearest whole dollar.

You have three tasks, each of which will deal with your balance and its interest rate.

1. Calculate the interest rate

Implement the interest-rate function to calculate the interest rate based on the specified balance:

Note that the value returned is a Double.

2. Calculate the annual balance update

Implement the annual-balance-update function to calculate the annual balance update, taking into account the interest rate:

Note that the value returned is a BigDecimal.

3. Calculate how much money to donate

Implement the amount-to-donate function to calculate how much money to donate to charities based on the balance and the tax-free percentage that the government allows:

Note that the value returned is an int.